Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 96,641 verified reviews.
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Sue is great to work with! I'm disabled, so she brought the paperwork to my car to sign. It made for a very stress free experience. I also worked with Jessica recently. She was also professional and easy to work with
Oct 03, 2026Bradley, IL
Thanks for being so patient and caring you all went far beyond my expectations. Thanks for helping.
Oct 03, 2026Montgomery, AL
Honest and caring people that helped me through a difficult time.I highly recommend them to anyone for your financial needs.
Oct 03, 2026North Wilkesboro, NC
Jordan was very helpful and cared about helping me get more money on my extended loan. Jordon is an asset to Mariner Finance. Thank you Jordon so very much, my new friend.
Oct 03, 2026Flowery Branch, GA
Great customer service. Terrible interest rate. But they came thru for us.
Oct 03, 2026Marion, IN
The atmosphere was inviting the staff was friendly and accommodating. I felt that they cared and was happy to assist me.
Oct 03, 2026Sumter, SC
Dear Mariner Finance,
I am writing this letter to share my sincere appreciation for the wonderful crew at the Federal Way, WA office. During my recent experience, every team member involved in helping customers demonstrated true professionalism and an exceptional work ethic.
The entire crew showed a great attitude from start to finish. They handled every question with patience, communicated clearly, and made the entire process smooth and welcoming. Their positive energy and dedication to helping people stand out immediately.
Employees who combine expert job skills with genuine kindness are rare and valuable. This team represents your company in the best possible way, and their hard work deserves recognition. Thank you for fostering such a high standard of service and for employing such a fantastic group of professionals.
Oct 03, 2026Federal Way, WA
Everything was wonderful. Helped me so much. Everyone was super friendly. Luis was great!!! I just love Tamika.
Oct 03, 2026Frederick, MD
The borrowing experience was excellent.
Steven made the loan process extremely fast and easy. I won't hesitate to use Mariner Finance for my short term loans.
Oct 03, 2026Myrtle Beach, SC
My experience with Mariner Finance was great. My experience with Laura Troutt was great she was very nice and easy to talk to.
Oct 03, 2026Russellville, KY
My experience was efficient and pleasant at the highest level. My loan officer and the rest of the team were so friendly. I give them all 5 stars.
Oct 03, 2026Newport News, VA
Everyone is very friendly and helpful!! They really understand your financial needs. Thanks for all you do!!
Oct 03, 2026Byron, GA
Chrystal and Carlie were great and handle all my questions and need expertly and in a professional manner.
Oct 03, 2026Tyler, TX
Tasha was fast on doing my application and communicated clearly every step of the process. I recommend her 100%
Oct 03, 2026Georgetown, KY
