Personal loans with a personal touch
Personalized loans up to $25,000†
No fees if you are dissatisfied and return your money in 15 days.**
Checking offers uses a soft credit inquiry with no impact to your credit score.*
How do Personal Loans work?†
With a personal loan, you can pay off your loan balance at a fixed rate with set monthly payment amount over a scheduled period of time. This type of installment loan may be secured by an asset, have a co-signer, or be unsecured (based on credit history and other factors). Personal loans are designed to meet individual needs as opposed to a commercial or business need.
What is the difference between an Unsecured Loan and a Secured Loan?
You may qualify for a lower rate and/or a higher loan amount if you are approved for a secured loan, including an auto-secured loan, versus an unsecured loan. See below for more information or reach out to your local branch if you have questions.
Secured Loans
A secured loan means you are pledging something of value as collateral to your loan to ensure that the loan will be repaid according to the loan’s terms and conditions. Assets such as cars can be used as collateral, and, in some instances, the lender can place a lien on the asset, which will remain in place until the loan has been paid in full, including interest and all applicable fees.
It’s important to remember that if you are unable to repay a secured loan, the lender may be able to sell the pledged collateral to pay off all or part of the loan.
Unsecured Loans
Unsecured loans are loans that do not require the borrower to pledge any collateral. If you have been turned down for an unsecured loan, you may still be able to obtain a secured loan if you have an asset that can be used as collateral.
Loans we offer
Debt Consolidation††
Mariner offers debt consolidation loans to consolidate a variety of debt or bills into one monthly payment. Take pride in taking control of your finances.
Home Improvement Loans
Home Improvement Loans can help you conquer home improvement projects and renovations. Feel the progress as you tackle the projects on your to-do list.
Unexpected Expenses
Major appliance breakdowns, auto repairs, medical costs (people and pets), and plumbing repairs: All of these costs can be unexpected and could happen at an inconvenient time.
Vacation Loans
Consider a vacation loan so you can enjoy the vacation of your dreams. Plan your get-away with a personal vacation loan today! Great for honeymoons, personal travel, and/or family vacations.
Wedding Loans
Sometimes, love just can’t wait for your bank balance to catch up, and wedding costs are often more than we anticipate. Consider a personal loan to help make your dreams come true when you’re planning your dream wedding.
Online Loans
Everyone may need a little financial assistance from time to time. Whether it’s to make some home repairs, buy a car, consolidate existing debt, or take a much needed vacation, an online loan may provide you with the funds you need..
Personal Loan Calculator
Estimate the monthly payments and total repayment amount for a personal loan.
Mariner Finance’s personal loan calculator can help estimate your monthly loan payments and your total repayment amount. Simply enter a loan amount, term and interest rate and the calculator will provide you with the estimated monthly payment.
Please note that this calculator is provided only for educational purposes and is not reflective of specific loans terms available. Mariner Finance does not guarantee the accuracy of the calculator, and the calculator is not intended to provide financial, insurance, tax, or legal advice.
Why Choose Mariner Finance
I received excellent service when working with your representatives. They were highly professional in their demeanor, patient and quite knowledgeable when explaining the requirements for applying and completing the loan application
– Starlet
We recognize that people are short on time, so we try to respond with answers quickly. We also realize everyone has their own experiences and circumstances, so we take the time to get to know the person behind every personal loan, and we try to provide resources that help borrowers make more informed decisions. Simple, but true.
How has Mariner come through for you?
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Spreading Smiles Consistently***
Average Customer Rating:
4.8/5
Independent Service Rating based on 96,610 verified reviews.
Read all reviews
Absolutely outstanding customer service!! Representatives were very professional and knowledgeable!!!!!!
Oct 02, 2026Newport News, VA
Brandy was the most friendly person I've ever dealt with. Mariner staff in lietchfield Ky treat you like a person not just a credit score. They where the only ones that would help when my credit was not so great. Thanks to there help it's now on the up and up. Had the money I needed same day. Easy process no hoops to jump through. Thank you for all the great service. They're my first call when short on fund.
Oct 02, 2026Leitchfield, KY
My experience with Mariner Finance began when I received a check in the mail from them. I was able to deposit it and spend it with no questions asked. Right before my first payment was due, I stopped over to the Mariner Finance office and they were able to help me shift some things and modify some things and I left there that day with prayers answered. Ron and Bill were wonderful! They walked me through the process and everything is now financially stable for me.
Oct 02, 2026Lavale, MD
I really appreciate the help that I've received from Lori at Mariner Finance! It couldn't have happen at a better time! Thank you all (you and your staff) are great!
Oct 02, 2026Orange Park, FL
Loan was easy and the staff are friendly and enjoyable to work with. I would do business again!
Oct 02, 2026Salem, OR
Sandra Baez is a Professional. In and out in 15-20 minutes with the money in account. Thank you so much!
Oct 02, 2026San Fernando, CA
Karen is absolutely wonderful! She made the process so smooth! She is funny, relatable and very honest! I definitely will always go back if I need another loan in the future! Highly recommend! Also the other two ladies that were in there are also super nice and helpful, the environment is great if your looking for a good place that actually wants to genuinely help people go here! Tell them I sent you lol
Oct 02, 2026Chambersburg, PA
They all stayed over to help get me rolling, top of the line support and help here.
Oct 02, 2026Eastgate, OH
My many thanks for Melonie for going above and beyond the call of duty. Keep up the good customer service.
Oct 02, 2026Missouri City, TX
Shelby is absolutely amazing! So helpful and very clear on everything when explaining
Oct 02, 2026Bloomington, IN
Jenna Shiflett is very Professional, Kind, and she always Pleasant. Thank you again!
Oct 02, 2026Cartersville, GA
Jeremy was very knowledge ,helpful and courteous.. One of the reasons we are repeat customers. Great customer service..
Oct 02, 2026Pittston, PA
